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prada man wallet billion. The good news is that the total fertility rate the number of children a woman can be expected to have is falling in many countries. House prices will slip by another 2 percent, and China will become the world's second largest market for commercial real estate. India's economy will be in a race with China. Although IBM will celebrate its 100th birthday this June, many other large companies have failed. The ones that remain will be the ones that have the agility to respond to our fast changing market conditions and technology. It may be a long goodbye for the current boomer generation, the first crop of which just reached 65 this year. With both the stock market and housing prices less lucrative than in the past, coupled with increased longevity, many are putting off retirement and continuing to work. On the frivolous side, among J. Walter Thompson's list of 100 things to watch, I was fascinated by No. 94, which stated that toilet paper was undergoing a big change. Kimberly Clark is coming out with a tube free version. Does this mean we will dispense with our toilet paper dispensers? We will just have to wait and see. No. 98 explored the use of virtual mirrors in which a customers image is displayed by a camera on a screen which then overlays types of makeup, allowing previews of products and testing of styles of clothes. The cosmetic company Shiseido is rolling out virtual mirrors in European department stores, and here in America they will be available at Macy's, New York. I can't help wondering if some cheating might be possible, making you look better on the image than you really would. The over all fashion forecast is that all shades of green will gain in popularity, while violet will now be passe. Smaller handbags will be in vogue, although I'll bet that many women, like myself, will remain loyal to larger bags with several divisions. Podiatrists will be sad to learn that more sensible shoes with lower heels will come into vogue, and there will be a revival of the Grace Kelly head scarf, not so different from the "hijab" a head scarf worn by Muslim women. Price increases in raw cotton will mean higher prices on many consumer goods. Two deaths to