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a $1 refund.Another clipper and sender says she saves 50 percent on her family's weekly groceries. Of course, she has a discarded card catalog from the Library of Congress to house her organized chewing gum papers and cream cheese front trademarks.Although detaching the labels of peanut butter jars is a skill still neglected in business colleges, it's an art that those serious about the mushrooming refund coupon field willingly master. They wet and pick at what the rest of us throw away pickle jars, bleach bottles, egg cartons. They whack at cracker containers, perform surgery on cookie boxes, slice gently around the plastic on cooked ham.Form swapping is not yet taught in the universities either, but it's also an essential facet of the trade. An investor heavy in a portfolio of "cash offs" for coffee wants to exchange with someone holding a lot of soup can refund forms , for example. They are giving discounts and refunds on everything from breath mints to tires to airline tickets.Like John D. Rockfeller when he was on his way, the hustling pack rats succeeding at this business are going after their wares come rain or shine or the garbage collector. If you don't believe it, watch any community dumpster one morning soon. You'll more than likely see a little lady carrying a briefcase as she searches through it, collecting items to be stuffed into a safe in the trunk of her Mercedes pretzel box sides, milk cartons, nut roll wrappers.Couples who say love is strictly ballroomPublicly financed broadcasting system in Britain. A private company at its founding in 1922, it was replaced by