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That triggered my boredom, which made me realize how unhappy I was."THE CALM ADVISORDerek Kennedy spent the recession repeating the same message: stay the course.The Tennessee financial adviser didn't have clients wake him in the middle of the night worried about their retirement. Instead, he offered plenty of proactive messages telling them to stick to their investment plan.Consumer InfoBy SCOTT MAYEROWITZNEW YORK (AP) When the Dow first crossed 14,000, investors were overjoyed. When it closed at an all time high of 14,253.77 on Tuesday, it wasn't so much a time for celebration as it was for reflection.It's been a long five and a half years.The ups and downs of the market touched us all in some manner. Jobs were lost. Retirements were delayed. Even those who came out mostly unscathed were still reaching for Alka Seltzer during the many turbulent days.Through it all, the stock market has slowly climbed back. And many of us have been left with a much more pragmatic view of the economy.To mark the new record, The Associated Press asked three people to reflect on the fluctuations in the Dow Jones industrial average and how it shaped their own experiences. Here are their stories:FROM WALL STREET TO LIFE COACHVanessa Loder is the ultimate type A person, the kind who's often attracted to Wall Street. A self described perfectionist. An overachiever who graduated Phi Beta Kappa and summa cum laude from Columbia University while playing Division I varsity soccer."I thought it wasn't good enough to be smart or athletic, I needed to be both."After college, there were jobs at Morgan Stanley and