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minute buyers are harried and focused on getting things done.And true to stereotype, they are mostly men, said Dan Jasper, spokesman for Mall of America in Bloomington, Minn.Accordingly, stores push men's and women's sweaters in their circulars, while shoes and children's apparel take a back seat. Jewelry also tends to be a top last minute gift item, though that category has been strong throughout the season.E commerce has driven much of the holiday's spending growth, as more Americans responded to online sales and free shipping offers. For the season to date, $36.4 billion has been spent online, a 15.4 increase over last year, according to MasterCard Advisors' SpendingPulse.Many people who postponed their shopping this year blame busy schedules. workers are putting in at the office each week has been on the upswing since the official end of the recession in June 2009, according to data from the Bureau of Labor Statistics. That leaves less time for shopping during the week.Vivian Lowe, 34, works for an ad agency in Atlanta and didn't start her shopping until Wednesday. "It just caught up with me this year," she said.She spent Thursday at the Lenox Square Mall in Atlanta and plans to hit Target on Christmas Eve because she sees it as a one stop shop.Procrastinators like Lowe shouldn't hit too many snags. Store inventories are not as depleted as last year, when merchants scared about having too many leftovers saw some empty shelves near the end of the season. But shoppers are not seeing the 75 percent off everything fire sales that characterized the 2008 holiday.Still, many stores are offering