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bolsas coach the baby boom generation, itself. There were fourteen workers paying into the system of Social Security for every retiree. Today there are less than three to one, in a decade there will be a negative (less than one worker supporting the program for every worker receiving benefits.) We see this in action as the age of entitlement to Social Security keeps rising, so that the program can keep going. But far and away the greatest financial benefit shared by seniors, and gone from the future of almost all boomers and Gen Xers is the pension. Anyone with a 401(k) or 403(b) or IRA as their sole retirement nest egg, has only their personal investing know how between themselves and their long future. And with terrible recent stock market we have good reason to fear bag lady status.Today's seniors are the pioneers of longevity. They really had no fair warning that they would live so long. In 1900 the average life expectancy was only 47. When Social Security was enacted the average 65 year old retiree lived only three more years after retirement, not thirty. Fortunately, today's boomers and those younger have the time to prepare for a grand longevity, and make it a joyous and relevant life stage. It is never too early or too late for that special brand of financial planning the longevity outlook. And as you might expect the financial industry is marching along, creating and adding to existing products to make out money line as long as our life line.1. The long term care policy. Much has been written about these insurance polices that pay up to $350 day if you are in need of a care givers help in bathing,