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past and don't need. Ask a friend for help, or hire a professional organizer if you have difficulty letting go.Don't go out shopping when you're feeling depressed.Shop late at night, walking in 20 minutes before the store closes to limit your shopping time.Shop in smaller stores to limit your options.Stay away from your favorite stores.Spend some time thinking about the money you spent compulsively shopping. Set a savings goal, and keep that in mind when you go out. Remember why you are working so hard to not overspend.Are you sitting in a small fortuneWE put them on, take them off, wash and iron them, and some times we may even fold them or hang them up. For most of us, putting on and taking off our clothes is just a daily routine; the garments a mere necessity.Let's face it, would any of us even consider racing to save the contents of our wardrobes should some unthink able disaster strike our home?Yet while we may well cringe as the credit card bill brings with it stark evidence of our latest shopping splurge, how many of us ever stop to consider just what the contents of our wardrobes are actually worth?And what would we do if for whatever unfortunate reason we found ourselves having to replace it all?According to one insurance company, most men and women have no idea how much money they have hanging on their coathangers, hugely under estimating the cost of replacing clothes and accessories should the worst happen.While we fret over whether our new widescreen television set is adequately insured or panic in case our policy won't replace our old sofa with a new one, it seems we