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where are coach handbags manufactured banking system around? Or is this just one bank that is currently finding success of the few that were troubled?The TARP funds helped the banks prevent a "run on the bank." It gave the public confidence that the banks did possess the funds to pay off if called upon.Now, with the strings attached to the TARP funds being more than most bankers are willing to accept, the banks want to re pay. The threat of a run seems to be behind us. Most of the banks should report decent earnings. Goldman Sachs is probably an anomaly to the upside.While it's true that all financial institutions have had to deal with the same bad environment, they are certainly not all alike. Goldman has always been known for having great depth of management and overall, they are just smarter than many of their competitors. Warren Buffett put Berkshire Hathaway funds into Goldman early on; he's as good a judge as there is.There were many missteps with the TARP program, but the overall result for the banking system was much better than it would have been without TARP. I think TARP was important for Goldman at the time of the crisis, but I suspect they would have found a way to manage through the crisis without it.Goldman Sachs' strongest asset, historically and still today, is its employees considered the best on Wall Street. The firm has always been particularly adept at trading, and this time proved no different. According to a report by Barclays Bank, the major surprise in earnings, which came in at $6.6 billion versus the expected estimate of $3.7 billion, was in large part due to FICC (fixed income, currencies and commodities